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Australian Capital Territory Stamp Duty Calculator 2026

Estimate transfer duty for an established or new home in Australian Capital Territory. Buyer-specific relief is applied only after you confirm eligibility and remains subject to official assessment.

Enter your purchase price

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Transaction date and taxable value

Add the transaction dates and the property's market value before mortgages. For ACT, use the earliest grant, transfer or agreement date.

Duty uses the higher of purchase price and market value. A price guide or lower offer is not a valuation.

Ordinary residential purchase contracts only. Special transactions need professional assessment.

ACT: supported contract dates 2026-07-01 to 2027-06-30. Dates after the rules check (2026-10-14) assume unchanged rules and require confirmation; dates outside the supported window cannot be estimated.

How taxable value and date rules work

This is the property's value without deducting mortgage debt, also called unencumbered market value. Duty uses the higher of purchase price and market value at the relevant transaction date. A price guide or lower offer is not a valuation. Changes require eligibility to be confirmed again.

ACT: enter the earliest grant, transfer or agreement date, not settlement.

Ordinary residential purchase contracts only. Earlier options, nominations, no-contract transfers and special transactions need professional assessment. These dates select duty rules, not payment deadlines.

Buyer type

This calculator covers homes only; vacant land, foreign surcharges, commercial/mixed-use and exceptional concessions are excluded.

Official duty rates and owner rulesOfficial first-home / scheme rules

Unconfirmed concessions are not applied. Confirmations are for an estimate, not an eligibility assessment.

The Home Buyer Concession Scheme is not limited to first-time buyers. From 1 July 2026 there is no income or property-value cap, but prior ownership by buyers and domestic partners (including overseas) and a 1-year residence rule still apply.

Review ACT Revenue Office rules

Enter a price above to see your calculation

See full buying costs — conveyancing, inspection, moving & more

Home Buyer Concession Scheme in Australian Capital Territory

Eligible Home Buyer Concession Scheme transactions from 1 July 2026: no income or value cap. Buyers and domestic partners normally must not have held property worldwide in the preceding five years; reside for 12 continuous months. Not restricted to first-time buyers. This describes a possible scheme only; eligibility, property type and transaction-date rules apply.

No FHOG The Home Buyer Concession Scheme provides duty relief instead of a First Home Owner Grant.

Check official ACT source

Checked 14 October 2026. Vacant land, foreign surcharges, commercial/mixed-use property and exceptional concessions are outside this estimate.

Progressive rates and contract dates

Duty is calculated under the rate schedule that applies to your transaction date and buyer circumstances. Use this estimate as a guide and check the official ACT schedule before relying on it.

ACT Revenue Office: current transfer-duty rates

Frequently asked questions — Australian Capital Territory transfer duty

Is the ACT Home Buyer Concession Scheme only for first-home buyers?

No. Eligible buyers need not be first-time buyers. All buyers and their domestic partners must meet the applicable prior-property and residence requirements. Selecting owner-occupier or first-home buyer alone does not establish eligibility.

Official ACT Revenue Office guidance — Is the ACT Home Buyer Concession Scheme only for first-home buyers?

What changed for ACT concessions from 1 July 2026?

Eligible transactions from 1 July 2026 are exempt from conveyance duty under the Home Buyer Concession Scheme. There is no income or property-value cap, but the other eligibility requirements remain. Earlier transactions have different rules.

Official ACT Revenue Office guidance — What changed for ACT concessions from 1 July 2026?

Is the ordinary ACT owner-occupier rate the same as the concession scheme?

No. They are separate. This calculator asks for separate confirmations for the ordinary owner-occupier rate and Home Buyer Concession Scheme. A buyer may qualify for one without qualifying for the other.

Official ACT Revenue Office guidance — Is the ordinary ACT owner-occupier rate the same as the concession scheme?

Can ACT investors claim the Home Buyer Concession Scheme?

The scheme requires ownership and occupation as a principal place of residence for at least one continuous year, starting within the required period. This calculator does not apply the scheme when investor is selected. Ask the ACT Revenue Office about your specific circumstances.

Official ACT Revenue Office guidance — Can ACT investors claim the Home Buyer Concession Scheme?

Transfer duty calculators for other states and territories

NSW CalculatorVIC CalculatorQLD CalculatorWA CalculatorSA CalculatorTAS CalculatorNT CalculatorFull buying costs →

Estimate checked 14 October 2026; it is not legal or financial advice and may not cover your circumstances. Confirm contract-date rates, eligibility and liability with ACT Revenue Office or a licensed conveyancer before exchange.

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