Skip to main content
BuyerEdge
Start free
Free · No signup · Instant results

Victoria Stamp Duty Calculator 2026

Estimate transfer duty for an established or new home in Victoria. Buyer-specific relief is applied only after you confirm eligibility and remains subject to official assessment.

Enter your purchase price

$
Transaction date and taxable value

Add the transaction dates and the property's market value before mortgages.

Duty uses the higher of purchase price and market value. A price guide or lower offer is not a valuation.

Ordinary residential purchase contracts only. Special transactions need professional assessment.

VIC: supported contract dates 2026-07-01 to 2027-06-30. Dates after the rules check (2026-10-14) assume unchanged rules and require confirmation; dates outside the supported window cannot be estimated.

How taxable value and date rules work

This is the property's value without deducting mortgage debt, also called unencumbered market value. Duty uses the higher of purchase price and market value at the relevant transaction date. A price guide or lower offer is not a valuation. Changes require eligibility to be confirmed again.

Ordinary residential purchase contracts only. Earlier options, nominations, no-contract transfers and special transactions need professional assessment. These dates select duty rules, not payment deadlines.

Buyer type

This calculator covers homes only; vacant land, foreign surcharges, commercial/mixed-use and exceptional concessions are excluded.

Official duty rates and owner rulesOfficial first-home / scheme rules

Unconfirmed concessions are not applied. Confirmations are for an estimate, not an eligibility assessment.

Confirm first-home ownership and residence conditions with SRO Victoria. If selecting an ordinary owner-occupier, the principal-place-of-residence concession also requires eligibility.

Review SRO Victoria rules

Enter a price above to see your calculation

See full buying costs — conveyancing, inspection, moving & more

First home buyer concessions in Victoria

Eligible new or established homes: exempt up to $600,000; partial concession above $600,000 and up to $750,000. Residence and prior-ownership requirements apply. This describes a possible scheme only; eligibility, property type and transaction-date rules apply.

$10,000 statewide Eligible new homes valued up to $750,000; the former $20,000 regional grant is not current.

Check official VIC source

Checked 14 October 2026. Vacant land, foreign surcharges, commercial/mixed-use property and exceptional concessions are outside this estimate.

Progressive rates and contract dates

Duty is calculated under the rate schedule that applies to your transaction date and buyer circumstances. Use this estimate as a guide and check the official VIC schedule before relying on it.

SRO Victoria: current transfer-duty rates

Frequently asked questions — Victoria transfer duty

Do first home buyers pay stamp duty in Victoria?

For eligible first home buyers, land transfer duty is exempt up to $600,000, with a concession above $600,000 through $750,000. Prior ownership, occupancy and other scheme criteria apply.

Official VIC Revenue Office guidance — Do first home buyers pay stamp duty in Victoria?

When do I pay stamp duty in Victoria?

Victoria's land transfer duty is due within 30 days of settlement. It is typically managed by your conveyancer and deducted at settlement.

Official VIC Revenue Office guidance — When do I pay stamp duty in Victoria?

What is the First Home Owner Grant in Victoria?

Victoria offers a $10,000 First Home Owner Grant statewide for eligible new homes, subject to the grant's value cap and other criteria. The grant is not $20,000 in regional areas and does not apply to established homes.

Official VIC Revenue Office guidance — What is the First Home Owner Grant in Victoria?

Are pensioners or concession card holders eligible for reduced stamp duty in Victoria?

Eligible pensioners and concession card holders may qualify for a separate duty exemption or concession, subject to the scheme's value, occupancy and other requirements. It is not a flat 50% discount and is not modelled by this calculator. Check the current SRO Victoria rules.

Official VIC Revenue Office guidance — Are pensioners or concession card holders eligible for reduced stamp duty in Victoria?

Can I negotiate stamp duty into my purchase price?

Transfer duty itself is a government charge and cannot be negotiated. It is generally assessed on the higher of the purchase price and market value. A lower agreed price only creates threshold savings if the dutiable value and your eligibility also qualify.

Official VIC Revenue Office guidance — Can I negotiate stamp duty into my purchase price?

Transfer duty calculators for other states and territories

NSW CalculatorQLD CalculatorWA CalculatorSA CalculatorTAS CalculatorACT CalculatorNT CalculatorFull buying costs →

Estimate checked 14 October 2026; it is not legal or financial advice and may not cover your circumstances. Confirm contract-date rates, eligibility and liability with SRO Victoria or a licensed conveyancer before exchange.

Related guides

First Home Buyers Guide

Grants, concessions, and negotiation tools for Australian first home buyers.

Property Negotiation Scripts

Word-for-word scripts for 10 key negotiation scenarios in the Australian market.

2026 Budget Impact for Buyers

How the May 2026 federal budget changes affect property buyers and investors.

Don't just calculate — negotiate better

BuyerEdge gives you word-for-word negotiation scripts and a full buying costs calculator — free to start. Building report analysis, contract review, and more are available on Pro. Built specifically for Australian buyers.

Try BuyerEdge — free to start

No account required · Free to start · Pro plan available

Privacy Policy · Terms